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    Table of Contents

    February 22, 2001

    Insurance—Do You Really Need It?

    Although much of the insurance that is sold may be of limited value, some forms may be needed. You will especially benefit by learning about a form of insurance that is vital.

    3 A Business With a Long History

    4 Do You Need Insurance?

    8 Insurance That Everyone Needs

    11 Coping With Marfan’s Syndrome—When Joints Dislocate

    20 The War Did Not Stop Our Preaching

    28 Watching the World

    30 From Our Readers

    31 Radioactive Fallout⁠—A Matter of Concern

    32 Helping People to Overcome Challenges

    Shocking AIDS Statistics! 14

    Over 34 million people are infected with HIV. What have been factors in its spread?

    The Eucalyptus—How Useful Is It? 16

    Learn how you have likely used part of this tree, which is ranked among the tallest in the world.

    [Picture Credit Line on page 2]

    Photo: Brett Eloff